Feeling the Shift in Project Coordination
As projects grow more complex, contractors, owners and surety companies all have an increased risk stemming from an ongoing industry shift in project coordination. The burden of providing more project coordination, via changes in contractual language, is landing on the shoulders of the subcontractor, who find themselves without sufficient training or resources to deal with […]
RV Insurance: Protecting Your Home on Wheels
Owning a recreational vehicle (RV) provides the freedom to explore the open road and travel with the comforts of home. But while RVs offer the thrill of adventure, they also come with unique risks that require specialized insurance coverage. RV insurance is designed to protect your home on wheels, covering everything from accidents and theft […]
Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?
On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”). The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences. While the MHPAEA Final Rule is […]
Employer Dilemma: Healthcare Affordability
As a business owner, one of the biggest challenges is managing the rising costs of healthcare benefits while ensuring your employees receive the coverage they need. Healthcare affordability is a growing concern for employers, especially small businesses that may not have the resources of larger corporations. Striking the right balance between cost and quality can […]
Reasons Why Health Insurance Is More Important Than Ever for Your Hourly Employees
Imagine facing a medical emergency without insurance. It’s not just the stress of the illness or injury but the looming financial burden that could follow. With the cost of treatments skyrocketing and the prevalence of chronic diseases on the rise, the need for health insurance has grown. What was once optional or considered supplementary is […]
IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2025
On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,300 for plan years beginning in 2025, an increase of $100 from 2024. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $660 (20% of […]
Avoid Common Homeowner’s Claims with These Simple Steps
As a homeowner, unexpected accidents or damages can lead to costly insurance claims, potentially raising your premiums and causing stress. However, many common homeowner’s claims are preventable. With some proactive steps, you can avoid unnecessary headaches and protect your most valuable investment—your home. In this blog, we’ll explore five easy steps to help you avoid […]
Common Challenges of Underinsured Executives
Executives drive a company’s strategic vision, manage risks, and steer it through growth and challenges. However, a significant gap exists in how these high-level leaders protect themselves against potential personal risks, specifically the risk of disability. Executive disability insurance is often an overlooked or underfunded area, leaving many key individuals underinsured and vulnerable to significant […]
Protect Your Notarial Responsibilities with Notary Bond Insurance: What You Need to Know
As a notary public, your role in verifying and authenticating important documents is crucial. This responsibility carries potential legal risks, particularly if mistakes or accusations of misconduct arise during the notarization process. Understanding the significance of notary bond insurance is essential as it protects your professional responsibilities and can help mitigate the risks associated with […]
Leveraging Healthcare Analytics to Revolutionize Your Benefits
Making the most of healthcare analytics is not just a trend—it’s a strategic necessity for organizations looking to optimize their employee benefits programs and overall healthcare strategies. By harnessing data-driven insights, companies can optimize their employee benefits programs, leading to improved outcomes and cost efficiency. Here’s how integrating healthcare analytics can revolutionize your benefits strategy. […]
