Workplace Safety Hacks: Five Tips to Boost Awareness and Protect Your Team
Establishing a safe workplace is a fundamental responsibility for any business. Not only does it protect employees from injuries and accidents, but it also fosters a culture of well-being that enhances productivity, reduces absenteeism, and boosts team morale. A safe environment leads to higher job satisfaction, as employees feel valued and cared for by their […]
For Homes Worth More: High-Value Home Insurance Options
Your dream home isn’t just a place to live; it embodies your hard work and success. Regardless of your style, a sprawling waterfront estate, meticulously restored historic mansion, or custom-built architectural marvel, a high-value home deserves exceptional protection. Standard homeowners insurance policies may not provide the extended coverage you need to protect your home and […]
Cost Management and Employee Choice: Balancing the Benefits of Multiple Health Plans
Employers are increasingly recognizing the importance of offering flexible and comprehensive health benefits to attract and retain top talent. Providing multiple health plan options caters to employees’ diverse needs and enhances overall satisfaction and loyalty. However, offering a variety of health plans also comes with challenges, particularly regarding cost management. Balancing the desire to provide […]
12 Essential Qualities of a Great Employee Benefits Broker
Employee benefits can be intricate and overwhelming, with many choices to consider. Selecting the right insurance broker is vital to creating a benefits program that not only attracts and retains top talent but also aligns with your organization’s objectives and bottom line. A skilled broker doesn’t just sell insurance; they become a strategic partner, offering […]
Key HR Compliance Items You Can’t Miss in 2024
Employers must stay vigilant about upcoming regulatory updates affecting their employee benefit programs. Several key compliance items are on the horizon, with some that require immediate attention to ensure a smooth transition into the new year. Let’s look at the most important updates you need to be prepared for. Medicare Part D Changes Coming in […]
IRS Issues Affordability Percentage Adjustment for 2025
This alert is of interest to all applicable large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) […]
Modernizing Your Home: How Smart Technology Impacts Home Insurance
Smart homes are no longer just part of a Jetson episode. Today, homes are equipped with interconnected devices that can be controlled remotely through smartphones, tablets, or voice commands. From thermostats and lighting to security systems and appliances, smart devices offer unparalleled convenience and energy efficiency. But the benefits extend beyond mere comfort. Smart home […]
Handbags, Wine, Jewelry, And More: Insuring Valuable Items and Collections
We all have treasured possessions that bring us joy, define our style, or hold sentimental value. Yours could be a collection of vintage handbags, a meticulously curated wine cellar, or a dazzling heirloom diamond necklace; protecting these valuables is crucial. In addition to jewelry and collectibles, other items that are considered “valuable” in insurance-speak could […]
Underestimating Risks: Why Skimping on Event Insurance Can Cost You Big
Planning an event involves a lot of time, effort, and money. Even if you’ve poured your heart and soul into making it a success, one crucial aspect often gets overlooked amidst the whirlwind of budgeting, venue selection, and vendor coordination: event insurance. While event insurance might seem like an unnecessary expense at first glance, skimping […]
The Role of Data Analytics in Population Health Management
Businesses increasingly use data analytics to boost their wellness programs and enhance population health management. HR departments are teaming up with their employee benefits consultants to drive this shift by utilizing data-driven insights to understand employee health patterns, identify potential risks, and create customized interventions that foster well-being. By taking a proactive approach, HR teams […]
