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- TurboTax Deluxe 2018 Tax Software Free Download Click Here , TurboTax Deluxe 2018 Best Tax Software Online Download For Windows And MAC Get your taxes done right with TurboTax Deluxe 2018 TurboTax is tailored to your unique situation—it will search for the deductions and credits you deserve, so you’re confident you’ll get your maximum refund. You may need to upgrade to a more expensive plan to file certain forms through H&R Block. Both Deluxe options include deduction-finding software, help with charitable donations and access to tax financial experts through online chat. Tax filing services know that and the result is that both H&R Block and TurboTax charge similar prices. It costs $39.99, which is $5 more than the Deluxe option from H&R Block. Best for new filers and simple tax returns. Paid plans range form $34.99 to $74.99 for federal filing. The major forms that it supports are the 1040A, 1040EZ and 1040 with Schedule A. Filing other forms will require you to upgrade to a paid plan. Best for new filers and simple tax returns, including filers who itemize. That's useful whether you've never filed taxes or whether you've been filing for decades. Although the Deluxe version still allows entry into those schedules by means of "form mode", doing so may result in the loss of the ability to file electronically. In January 2015 it become known that the Deluxe version no longer supports IRS Schedules C, D, E, and F in interview mode. The 2003 version of the TurboTax softwarecontained digital rights management that tracked whether it had previously been installed on a computer by writing to sector 33 on the hard drive. Intuit also addresses Canadian tax returns with an entirely separate product also named TurboTax, but previously called QuickTax. 13 The company's new "Pay Per Return" policy was criticized for adding a $9.95 fee to print or e-file each additional return after the first, including returns prepared for members of the same household. Typically, TurboTax federal software is released late in the year and the state software is released mid-January to mid-February. The software is designed to guide users through their tax returns step-by-step. There are a number of different versions, including TurboTax Deluxe, TurboTax Premier, etc. Other options include getting an old-fashioned paper check, applying the refund to next year's taxes or directing the IRS to buy U.S. Savings Bonds with your refund. Audit support comes free with all versions, but be sure you know the difference between support” and defense.” If you get that dreaded letter from the IRS, audit support entitles you to one-on-one guidance from a tax pro about what to expect and how to prepare. If you buy a paid version of TurboTax, you have the option of paying for it out of your refund, if you're getting one. All of the agents are CPAs or EAs and are employees of TurboTax; they'll even sign and e-file your return if you want. New this year is TurboTax Live — a high-end software package that offers a one-on-one review with a certified public accountant or enrolled agent before you file, as well as unlimited live tax advice from an on-screen CPA or EA. You can make an appointment or talk on the fly to the advisors via one-way video (you see them, but they don't see you — they just see your screen).
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Liability & Umbrella

Did you know…

A Personal Umbrella client with one house and two vehicles often pays less than $225 in annual premium for $1,000,000 of additional liability insurance coverage.

Did you know…

The frequency and cost of lawsuits has increased dramatically in the past decade. The following claims are real-life examples of lawsuits filed every day.

Internet Blogger: The insured’s daughter hated math class as well as the teacher. The daughter made several “disparaging” remarks about her teacher online. The teacher successfully sued the parents for $750,000.
Faulty Furnace: The insured’s tenant claims she became ill from carbon monoxide poisoning resulting from a faulty furnace. The tenant claimed permanent brain damage and demanded $750,000.
Coaching Circumstances: A teenager, who was destined for greatness as a softball player, filed a $700,000 lawsuit against her former coach, alleging his “incorrect” teaching style ruined her chances for an athletic scholarship.

Did you know…

Your family and your daily activities result in lawsuit exposures every day. You should consider purchasing a Personal Umbrella Policy if:

Your assets are greater than your insurance liability limits.
You are financially responsible for children.
You frequently host guests on your property.
Your residence includes a swimming pool.
You own watercraft or off-road vehicles.
You own rental or vacation properties.
You participate in volunteer activities.

Contact Personal Lines

Kevin Shires CIC | Designated Personal Insurance Advisor

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