Do you have sufficient automobile liability limits? Will you be protected against liability claims in the event you are involved in an at-fault accident? Most individuals do not understand how the personal automobile policy responds to these exposures.

At TIS, we want to make sure you understand this issue so that you can select the liability limits right for your financial situation. In addition, we will advise you on this and other issues such as whether you need to purchase liability coverage when you rent a car and which deductibles are the most cost efficient. Let us advise you on the most effective way to manage these risks.

Your home is perhaps your most valuable asset. Get the advice you need to make sure you are properly protected and not surprised in the event of a claim. While many view homeowners’ coverage as a commodity, the fact is that not all policies are the same. For example, many insurers have abandoned guaranteed replacement cost coverage, the provision that insures your house will be rebuilt following a total loss, regardless of your limits or cost. We will advise you on this issue.

Our agents will also explain the policy limits for jewelry, furs, and other valuables and options to broaden these coverages if needed, before a loss. TIS provides true individualized counseling so that you can rest easier knowing that your property is properly covered.

The value of human life is immeasurable, but the protection and support of those loved ones left behind is a necessity. Life Insurance is for the living. Be sure your family is protected in the event something happens to you. TIS can help you determine the right amount of coverage to help your loved ones continue on in life at the same standard of living to which they are accustomed.

The increased popularity of water sports and personal watercraft make liability coverage more challenging. TIS Insurance Services has the right relationships to secure the coverage you need to protect yourself and your marine assets.