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At TIS, we recognize that your situation is unique. This means it takes time to understand your personal insurance needs, time we are willing to invest. Our competitive advantage lies in providing our clients with customized solutions. We represent a number of financially strong insurance companies to ensure that once we identify your needs, we can deliver the insurance products that are right for you. That is just the beginning. After your insurance program is in place, we are there to provide continued advice, particularly in the unfortunate event of a claim — the time when you need us most.
Home
Your
home, perhaps your most valuable asset. Get the advice you need to make
sure you are properly protected and not surprised in the event of a claim.
While many view homeowners' coverage as a commodity, the fact is that not all
policies are the same. For example, many insurers have abandoned guaranteed
replacement cost coverage, the provision that insures your house will be rebuilt
following a total loss, regardless of your limits or cost. We will advise you
on this issue. And you will want an agent who can explain the policy limits
for jewelry, furs, and other valuables and who will explain ways to broaden
these coverages if needed, before a loss. Come to TIS for true individualized
counseling so that you can rest easier knowing that your property is properly
covered.
Automobile
Do
you have sufficient automobile liability limits? Will you be protected
against liability claims in the event you are involved in an at-fault accident?
Most individuals do not understand how the personal automobile policy responds
to these exposures. At TIS, we want to make sure you understand this issue
so that you can select the liability limits right for your financial situation.
In addition, we will advise you on other issues such as whether you need to
purchase liability coverage when you rent a car and which deductibles are the
most cost efficient. Let us advise you on the most effective way to manage
these risks.
Life
We profit, and our clients profit, from long term relationships. That is why, at TIS, we take a unique approach to your life insurance and other financial service needs. We invest in understanding your unique situation, and we make our recommendations based upon your specific needs and those of your family. We do not believe that maintaining your trust over the long term can be accomplished by high pressure selling techniques. Rather, we believe that the secret to maintaining long-term relationships is thoroughly analyzing your need, searching the marketplace for the product best meeting that need, and responding to your requests in a timely and accurate way. Experience what makes dealing with TIS for life insurance and other financial service needs unique.
Download our Life Insurance Calculator (MS Excel format - right-click to save the file)